Money Talks author Ellie Austin-Williams shares 3 ways to ditch the generational stereotypes and take control of your own financial future, whether you’re Gen Z, Millenial, Gen X or a Baby Boomer. Money Talks author Ellie Austin-Williams shares 3 ways to ditch the generational stereotypes and take control of your own financial future, whether you’re Gen Z, Millenial, Gen X or a Baby Boomer.