However, there’s a way to recover the interest paid or reduce the loan tenure—without any extra out-of-pocket expense. By investing just 10% of your EMI amount in a SIP, you can choose between two effective options: However, there’s a way to recover the interest paid or reduce the loan tenure—without any extra out-of-pocket expense. By investing just 10% of your EMI amount in a SIP, you can choose between two effective options: Economic Times