The financial regulator says household debt is already high and its “serviceability buffer” is appropriate. The Coalition says the high buffer is out of date and relaxing it would help more first home buyers into their own place. The financial regulator says household debt is already high and its “serviceability buffer” is appropriate. The Coalition says the high buffer is out of date and relaxing it would help more first home buyers into their own place. Australian Federal Elections, Federal Government, Government and Politics, Banking, Credit and Lending, Housing Policy Latest business news