Born in India and graduating from Punjab University with an MBA in finance and a BCom (Hons), Pam is a Fellow member of The Institute of Chartered Accountants in England and Wales and lives in London with her husband. Born in India and graduating from Punjab University with an MBA in finance and a BCom (Hons), Pam is a Fellow member of The Institute of Chartered Accountants in England and Wales and lives in London with her husband. Zee News :Business