PM-JAY Scheme: The services include a range of procedures covering all the costs related to treatment, including drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, etc. PM-JAY Scheme: The services include a range of procedures covering all the costs related to treatment, including drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, etc. Zee News :Business