Most persons with disabilities find it very hard to access private health insurance; government insurance, where given, runs into problems when claims are assessed, leading to huge out-of-pocket medical costs for the community Most persons with disabilities find it very hard to access private health insurance; government insurance, where given, runs into problems when claims are assessed, leading to huge out-of-pocket medical costs for the community Health Health News, Wellbeing Tips, Diseases, Treatment and Nutrition | The Hindu