Depending on the plan he or she selects, an annual premium of Rs 436 is auto-debited from the subscriber’s bank account on or before May 31 of each annual coverage term under Pradhan Mantri Jeevan Jyoti Bima Yojana. Depending on the plan he or she selects, an annual premium of Rs 436 is auto-debited from the subscriber’s bank account on or before May 31 of each annual coverage term under Pradhan Mantri Jeevan Jyoti Bima Yojana. Zee News :Business