A GJ Gardner Homes franchisee may have been trading while insolvent since early 2020. Then came more than 1,000 pages of complaint data about poor and defective works — but it was still able to sign up new customers for four years. A GJ Gardner Homes franchisee may have been trading while insolvent since early 2020. Then came more than 1,000 pages of complaint data about poor and defective works — but it was still able to sign up new customers for four years. Housing Construction Industry, Consumer Protection Latest business news